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Medicare Enrollment

"You’re in pretty good shape for the shape you are in."

- Dr. Seuss

Fall can be one of the most beautiful seasons, and one of the busiest. In addition to heading back to school and trick-or-treating, fall also brings the start of Open Enrollment in Medicare Plan D and Medicare Advantage Plans, and is a great time for those 65 and over to begin thinking about their health care coverage options for next year. 

College Savings Options

"We believe, that is, you and I, that education is not an expense. We believe it is an investment."

- Lyndon B. Johnson, October 16, 1968

 

Welcome to Part II of our series on education planning! Last week we focused on some general tips to keep in mind as you strategize your college planning. Today we will look at a few specific saving plans in order to help you determine which option is right for you and your family.

Saving for College

The month of September brings not only the end of summer, but the beginning of the school year. For many parents, the start of school can throw the reality of saving for their child’s higher education into sharp relief. With over 65% of Americans now attending college, families are beginning college planning earlier than ever, and you may find yourself facing the challenge of deciding on a savings plan, or wondering if a savings plan is even right for you.

Frequently Asked Questions on Medicare

Medicare is a federal health insurance program designed for persons 65 or older, and those with certain disabilities or diseases.  It is important to understand what comprises Medicare, whether you are eligible, when to enroll and whether you will be enrolled automatically, your coverage choices, and how Medicare works with other insurance.  Below we gathered the top ten questions we hear most often regarding Medicare.

1.  Who is eligible for Medicare?

Types of Long Term Care Insurance: A Primer

At least 70% of people over 65 will need long-term care services and support at some point. Medicare and most health insurance plans, including Medicare Supplement Insurance (Medigap) policies, don’t pay for this type of care.”   ~ 2015 Medicare & You, National Medicare Handbook

You've Been Hacked or Spoofed: Now What?

Typically, most of us don’t realize that our e-mail accounts have been violated until we get a message or call from a friend asking why we sent that “spammy” e-mail with a link to a miracle diet pill website. Have we been hacked? Spoofed? Whatever it was, can we prevent it from happening again?

 

Spoofing vs. hacking

Five Things to Do When You Change Jobs

“Statistics indicate that 56% of all U.S workers are currently interested in switching to a new career, and it’s not surprising that midlife workers have had a big impact on this number," says Alex Simon of CAREEREALISM

In today’s fast paced, digitally connected world, we are changing jobs at a more rapid pace.  Whether you are seeking a new challenge, higher pay, or a better work environment, make sure you consider how your job change will impact these financial aspects of your life. 

Is Your Child or Grandchild Considering a Summer Job?

“The person who gives you your first job is so important in any industry.”

~ Christopher Eccleston

Change in Employment? Tips for Your 401(k)

“Opportunity is missed by most people because it is dressed in overalls and looks like work.” 
~ Thomas Edison
 

Life is full of change. It is no surprise we are often faced with changes in employment. Regardless of what led to the change, you’re left with questions about your employer sponsored retirement plan, likely a 401(k). Here is a list of the top mistakes people make when rolling a 401(k), and how to avoid them.

Working With a Financial Planner

“An investment in knowledge pays the best interest.”

~ Benjamin Franklin